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Because every Novo Debit Card is issued on the Mastercard network, you get instant access to Mastercard's small business offers the moment your account is active—no separate enrollment needed."}],"markDefs":[],"style":"normal"}]}],"title":"How do I get access to Novo Perks?"},{"builder":[{"_type":"content","content":[{"_key":"1a8109a20c95","_type":"block","children":[{"_key":"8bfc50e67f09","_type":"span","marks":[],"text":"No. Opening a free Novo checking account gets you a Mastercard-issued debit card and access to the base library of perks. Novo Business Credit Card holders unlock an expanded set of perks on top of that, including cashback and select travel and everyday benefits."}],"markDefs":[],"style":"normal"},{"_key":"160c66043c5e","_type":"block","children":[{"_key":"40e04d78de0c","_type":"span","marks":[],"text":"\n"}],"markDefs":[],"style":"normal"}]}],"title":"Do I need a Novo Business Credit Card to access perks?"},{"builder":[{"_type":"content","content":[{"_key":"adfa961e29fb","_type":"block","children":[{"_key":"fba2b467a41c","_type":"span","marks":[],"text":"Novo customers can save more than $3,000 across the full library of offers on tools for payments, payroll, marketing, travel, and more."}],"markDefs":[],"style":"normal"}]}],"title":"How much can I save with Novo Perks?"},{"builder":[{"_type":"content","content":[{"_key":"f3e96101f8cd","_type":"block","children":[{"_key":"fd52edb1ea1a","_type":"span","marks":[],"text":"Yes. Offers are provided through the Mastercard network and Novo's own partners, so availability and terms can be updated periodically. Check each offer's terms before redeeming."}],"markDefs":[],"style":"normal"}]}],"title":"Do perk offers change?"},{"builder":[{"_type":"content","content":[{"_key":"perk62ef204f2f","_type":"block","children":[{"_key":"perk255d7e2597","_type":"span","marks":[],"text":"Eligible purchases made with your Novo debit card earn automatic rebates at participating merchants through the Mastercard Easy Savings program. There’s nothing to enroll in and no promo codes to remember—rebates are applied automatically after each transaction settles. Check the Mastercard Easy Savings page to see participating stores and current offers."}],"markDefs":[],"style":"normal"}]}],"title":"How do I earn rewards just for using my Novo card?"},{"builder":[{"_type":"content","content":[{"_key":"2c1cc2194fee","_type":"block","children":[{"_key":"3d48a414c5ed","_type":"span","marks":[],"text":"Debit card perks are available to every Novo checking customer. Credit card perks—like cashback and select travel benefits—are only available to customers approved for the Novo Business Credit Card."}],"markDefs":[],"style":"normal"}]}],"title":"What's the difference between debit and credit card perks?"},{"builder":[{"_type":"content","content":[{"_key":"c27aa2468f06","_type":"block","children":[{"_key":"1f1d036abe20","_type":"span","marks":[],"text":"Terms vary by partner. Some perks apply automatically when you use your Novo card; others require you to sign up directly with the partner. Full details for each offer are noted on this page."}],"markDefs":[],"style":"normal"}]}],"title":"How do I redeem a perk?"}],"button":null,"description":[{"_key":"8edcae5d9f96","_type":"block","children":[{"_key":"7baa391da0db","_type":"span","marks":[],"text":"Here's what business owners ask us most about Novo Perks."}],"markDefs":[],"style":"normal"}],"title":"COMMONLY ASKED QUESTIONS"},{"_type":"sectionDisclaimer","text":[{"_key":"nav00000248","_type":"block","children":[{"_key":"nav00000249","_type":"span","marks":[],"text":"Partner offers, eligibility, availability, and terms are subject to change."}],"markDefs":[],"style":"normal"},{"_key":"perkde90343064","_type":"block","children":[{"_key":"perk43347831bf","_type":"span","marks":[],"text":"Mastercard Easy Savings rebates and Novo Business Credit Card cashback rewards are subject to program terms and eligibility requirements. Cashback rates vary with your account balance and are subject to change. The Novo Business Credit Card is available to eligible customers; approval is not guaranteed."}],"markDefs":[],"style":"normal"},{"_key":"nav00000250","_type":"block","children":[{"_key":"nav00000251","_type":"span","marks":[],"text":"Novo Platform Inc. (\"Novo\") strives to provide accurate information but cannot guarantee that this content is correct, complete, or up-to-date. This page is for informational purposes only and is not financial or legal advice nor an endorsement of any third-party products or services. All products and services are presented without warranty. 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