Business banking that saves you time and money

Get a business edge with your Free Novo Business Checking Account.

Trusted by over 190,000 small businesses

Save money

Free business checking account in the palm of your hand

Easy Transfers

Free ACH transfers, mailed checks, and incoming wires

Apply In Minutes

Submit your application in under 10 minutes

No Hidden Fees

Don't be surprised by a fee again – see for yourself

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FDIC Insurance

Insured through Middlesex Federal Savings

Online Banking

Banking at your fingertips anywhere, anytime

  1. No hidden fees
  2. No monthly fees or minimum balance requirements
  3. Simple, easy-to-use mobile apps
  4. Apply in under 10 minutes
  5. Human-powered customer service
  6. Free transfers, mailed checks, and incoming wires
  7. Integrates with other small business tools
  8. Refunds all ATM fees
  9. Thousands of dollars in exclusive perks
  10. Backed with FDIC insurance through Middlesex Federal Savings, F.A.
Traditional Business Bank Accounts
  1. Hide monthly or usage fees in the fine print
  2. Charge up to $20 per month in fees
  3. Difficult and clunky mobile apps
  4. Can take weeks to open an account
  5. Chatbots and automated phone support
  6. Charge $3 per transfer and up to $25 for incoming wires
  7. Upsell you on only their own, out-of-date products
  8. Charge you $3 to use out-of-network ATMs
  9. Charge you to use their products
  10. Backed with FDIC insurance

Save time

Connect Novo to your tools

We integrate with the services you use to manage and grow your business.

Over 7,000 5-star reviews

Hear it from our customers

A small business owner’s dream
Matthew O.
Trustpilot Review

As a small business owner there can be so many hurdles. But Novo has really helped to alleviate many concerns and worries I had. The experience has been seamless and I’m looking forward to being a client for a long time.

Love Novo!!!
Jennifer B.
Trustpilot Review

Novo has an easy to use app. You can do everything from your phone. It is easy to transfer funds in and out of the account. The app integrates with Quickbooks and many other business management tools. They also let you create reserves of money within the account for taxes, travel expenses, or anything else you need to save for. I highly recommend Novo!!!

Easy to use approach
App Store Review

My experience has been very positive so far. Transactions have been easy and the performance of the software has been spot on! Thank you for the great customer service.


Your data and money are safe and secure

Padlock representing security and insurance
FDIC Insurance

Your deposits are insured up to $250,000 through our partner bank, Middlesex Federal Savings, Member FDIC.

EMV Chip

Your Novo debit card is protected by Mastercard EMV technology, making it virtually impossible to counterfeit.

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Bulletproof Security

Our dedicated security teams and bank-grade encryption ensures that your information remains safe 24/7.

The Novo Virtual Card

Your virtual card is more secure than ever with digital safety measures and the ability to freeze and unfreeze the card instantly.

deals on the best tools for your business

$4,000 in savings

$5k in waived Stripe processing fees

20% off forming your business entity

$79/annually to file state & federal taxes - 53% discount of Keeper's retail

50% discount on the first 6 months of Plus and 1 hour of professional services (only available the first 30 days of launch)

3 months free of Way+ Sapphire

3 Months Free - average savings up to $1,720

Novo is a financial technology company, not a bank. Banking services are provided by Middlesex Federal Savings, F.A.; Member FDIC.