Hello Novo,
Goodbye Brex!

Powerful, secure, and free banking built specifically for small businesses. Join over 190,000 small businesses that have already made the switch to Novo.


Small business banking that has your back for the long run

Award-winning free business checking

See why more than 190,000 small businesses count on Novo for a powerfully simple, secure, and flexible business banking experience.

Move your money faster

Get a business edge by receiving your Stripe payments in minutes rather than days, free of charge. Go global with our one-click Wise integration.

Tools for building and budgeting

Centralize financial insights and automatically route funds into up to 10 Reserves to prepare for anything, from taxes to your next big investment.

Connect your Novo account to thousands of tools

With Novo, you can access your sales, revenue, and more when you connect your Novo account to the tools you already use. Focus on growing your business, and leave the back office to us.

balance sheet iconmoney in envelopeStripe logoQuickbooks logoSquare logoXero iconShopify logoWoocommerce logoAmazon logoWise logoEtsy logo

Over 7,000 5-star reviews

Hear it from our customers

A small business owner’s dream
Matthew O.
Trustpilot Review

As a small business owner there can be so many hurdles. But Novo has really helped to alleviate many concerns and worries I had. The experience has been seamless and I’m looking forward to being a client for a long time.

Love Novo!!!
Jennifer B.
Trustpilot Review

Novo has an easy to use app. You can do everything from your phone. It is easy to transfer funds in and out of the account. The app integrates with Quickbooks and many other business management tools. They also let you create reserves of money within the account for taxes, travel expenses, or anything else you need to save for. I highly recommend Novo!!!

Easy to use approach
App Store Review

My experience has been very positive so far. Transactions have been easy and the performance of the software has been spot on! Thank you for the great customer service.


Your data and money are safe and secure

Padlock representing security and insurance
FDIC Insurance

Your deposits are insured up to $250,000 through our partner bank, Middlesex Federal Savings, Member FDIC.

EMV Chip

Your Novo debit card is protected by Mastercard EMV technology, making it virtually impossible to counterfeit.

Bulletproof Security

Our dedicated security teams and bank-grade encryption ensures that your information remains safe 24/7.

The Novo Virtual Card

Your virtual card is more secure than ever with digital safety measures and the ability to freeze and unfreeze the card instantly.

deals on the best tools for your business

$4,000 in savings

  • 50% discount on the first 6 months of Plus
  • Award-winning live phone and chat support
$150 Cash Savings
  • $5,000 in fee-free card processing
  • Access to betas and events
$125 Cash Savings
  • Up to $2,000 in Google Cloud credits for qualifying businesses
  • Free usage of 20+ products
Up to $2,000 Cash Savings
  • First month free on any Gusto package
$100 Cash Savings
  • 30% discount on first 6 months of any QuickBooks Online package
$150 Cash Savings
  • 30% off first year subscription
  • 15% off following years
$1,400 Cash Savings Per Seat
  • $500 in credits when you spend $500 on Google Ads
$500 Cash Savings
Novo is a financial technology company, not a bank. Banking services are provided by Middlesex Federal Savings, F.A.; Member FDIC.