Novo, the best alternative to Lili

Free and secure business checking built for your small business. Connect to thousands of business tools you already use like Quickbooks, Stripe, Square, and more!


Business banking built for serious business owners

Award-winning free business checking

Access your Novo account from your computer or mobile device. Business banking you can rely on.

Move your money faster

Get your Stripe payments 2-4 days faster for free with Novo Boost, and use Express ACH for same day or next day payments.

Don't lose sleep over budgeting & taxes

Simplify your business by automatically routing funds into up to 10 Reserves to prep for taxes or a big expense.

Integrations with tools you already use

Use Novo's integrations with thousands of tools to pull in financial insights and automate your business workflows.


Streamline your business banking with Novo business checking

Novo is trusted by over 190,000 small businesses. Your account comes with:

  • Up to 95% faster payments with Novo Boost
  • Free, automated card expense categorization to simplify your taxes
  • No monthly fees or minimum balance requirements
  • Unlimited, free ACH transfers and mailed checks
  • Send unlimited, free invoices with your business logo
  • Connections to thousands of business tools
  • Unlimited ATM fee refunds
*Banking services are provided by Middlesex Federal Savings, F.A.; Member FDIC.

Move money faster, and give your cash flow a boost

It’s your money, why wait for it? Quickly reinvest in your small business’s growth to keep your customers happy and your head out of the books.

  • Novo Boost gets you paid 2-4 days faster on Stripe payments, at no extra cost to you
  • Express ACH speeds up your payments to vendors, contractors, employees, or yourself
  • Invoice clients with branded invoices, and send reminders with one click

Connect your Novo account to thousands of tools

With Novo, you can access your sales, revenue, and more when you connect your Novo account to the tools you already use. Focus on growing your business, and leave the back office to us.

balance sheet iconmoney in envelopeStripe logoQuickbooks logoSquare logoXero iconShopify logoWoocommerce logoAmazon logoWise logoEtsy logo

deals on the best tools for your business

$4,000 in savings

  • 50% discount on the first 6 months of Plus
  • Award-winning live phone and chat support
$150 Cash Savings
  • $5,000 in fee-free card processing
  • Access to betas and events
$125 Cash Savings
  • Up to $2,000 in Google Cloud credits for qualifying businesses
  • Free usage of 20+ products
Up to $2,000 Cash Savings
  • First month free on any Gusto package
$100 Cash Savings
  • 30% discount on first 6 months of any QuickBooks Online package
$150 Cash Savings
  • 30% off first year subscription
  • 15% off following years
$1,400 Cash Savings Per Seat
  • $500 in credits when you spend $500 on Google Ads
$500 Cash Savings
Novo is a financial technology company, not a bank. Banking services are provided by Middlesex Federal Savings, F.A.; Member FDIC.