Award-winning, free business banking

Easy-to-use tools to move your money faster, control your cash flow, and unlock your potential. Trusted by more than 190,000 small business owners.

Apply in under 10 minutes from your phone or computer.

Why small business owners love Novo

Easy Transfers

No monthly fees, no minimums, and no surprises.

Apply in Minutes

24/7 banking from any device. Never wait in line again!

No Hidden Fees

Integrations with Stripe, Square, Quickbooks, and more.

FDIC Insurance

Automated budgeting for big expenses with Novo Reserves.

Online Banking

Send unlimited Invoices from within your Novo account.


Your checklist before closing your PNC Bank business account

  • Get a Novo account.
  • Transfer your funds from PNC into your Novo account to lower your PNC balance to $0.
  • Change any automatic payments from PNC to your Novo account.
  • Connect Novo with any pay processors or business tools you use such as Stripe, Square, Shopify, PayPal, Quickbooks, Wave, or Xero.
  • Close your PNC account, either online, over the phone, or in-person. Closing your PNC account ensures you don’t get any surprise charges!
  • Enjoy a better banking future with Novo!
Novo is a financial technology company, not a bank. Banking services are provided by Middlesex Federal Savings, F.A.; Member FDIC.