--- title: "Novo vs Revolut: Business Banking Compared | Novo" description: "Compare Novo and Revolut on fees, payments, rewards, and integrations. Novo offers $0 monthly fees and 2% cashback for everyday operations. See more." canonical: "https://www.novo.co/lp2/revolut" --- # Novo vs Revolut: Banking for everyday operations Compare features, payments, and integrations to choose a solution that helps you manage your business with clarity and less complexity. [Apply now](https://onboarding.novo.co/signup/) ![Novo dashboard](https://cdn.sanity.io/images/qbkov2y8/production/d2dba5b64bc58a73e4b2bc4a99c10adf65130a2c-1400x1400.png?w=2048&q=82&fm=webp&fit=max) Customer since 2025 ### Less tools, more money in "I was using personal accounts, sending invoices in Google Docs, and getting paid through PayPal. It felt messy and unprofessional. Now I have a dedicated account, seamless invoicing, and I just download my reports come tax season." Rebecca Suby-Long Page St. Studio Design Studio **Features** **Revolut** Monthly fees $0 Paid plans from ~$10/month Built for Small businesses Global businesses Integrations Built-in Invoicing Automated Budget Allocation Available with limitations, conditions, or plan requirements Faster Payments Automatic Expense Categorization Available with limitations, conditions, or plan requirements Business Credit Card Rewards 2% cashback (eligibility-based) ATM Access & Fees Most networks + up to $7/month reimbursed Plan-based;
~2% withdrawal fee **Manage your banking** See what's coming in, what's going out, and what needs your attention without digging through spreadsheets. [Learn more](https://www.novo.co/business-banking) ![The Novo dashboard on a laptop: a $750.00 credit lands in Recent Activity and the balances update, then the dashboard scrolls to Profit and Loss and back.](https://cdn.sanity.io/images/qbkov2y8/production/60877c6ac417f00991f5efe72ffaeb4822f7e1f5-2048x1536.webp?w=2048&q=82&fm=webp&fit=max) **Get started quickly** **Connect your tools** **Grow your business** **Built with AI You Trust** ![The Novo dashboard on a laptop: a $750.00 credit lands in Recent Activity and the balances update, then the dashboard scrolls to Profit and Loss and back.](https://cdn.sanity.io/images/qbkov2y8/production/60877c6ac417f00991f5efe72ffaeb4822f7e1f5-2048x1536.webp?w=2048&q=82&fm=webp&fit=max) ## What other independent business owners are saying [Open account](https://onboarding.novo.co/signup) Customer since 2021 ### No delays, no friction, no headaches Novo has completely simplified how I manage my business finances. I can track cash flow in real time, organize expenses, and move money fast. No delays, no friction. It keeps me focused on clients instead of fighting with outdated banking. Adam Fernandez A. Fernandez & Co., LLC HR Consulting ### Do I have to pay monthly fees? Novo has no monthly maintenance fee, so you can manage your business finances without added overhead.
Revolut offers multiple plans, with pricing that varies based on features and usage. ### Does Novo support invoicing? Yes. Novo includes built-in invoicing, so you can create, send, and track payments in one place. Revolut also offers invoicing, but Novo pairs it with expense tracking and cash flow visibility to keep everything organized. ### Does Novo include accounting tools? Novo helps you stay organized with AI-powered expense categorization, integrations with tools like QuickBooks, and clear transaction tracking. Revolut offers expense management features, with some tools depending on plan level. ### Which platform is better for everyday business operations? Novo is designed for how you run your business day to day — sending payments, tracking expenses, and managing cash flow. Revolut is often used for broader financial use cases, including global operations. ### Does Novo offer rewards? Yes. Novo offers a business credit card with 2% cashback, helping you earn on everyday spending. Revolut does not offer a comparable cashback business credit card. [Open account](https://onboarding.novo.co/signup/) --- Copyright © 2026 Novo Platform Inc. Novo Platform Inc. (“Novo”) is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A., Member FDIC. Eligible deposits are insured up to $5,000,000 per depositor through Middlesex Federal Savings, F.A., Member FDIC, and other banks in its sweep network. The Novo Debit Card is issued by Middlesex Federal Savings, F.A., and the Novo Business Credit Card™ is issued by Continental Bank, pursuant to licenses from Mastercard® International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Eligibility subject to final Novo determination. The Novo Merchant Cash Advance is offered by Novo Funding LLC. Your eligibility for Novo products and services is subject to final Novo determination. \*Earn 2% cashback on eligible purchases with a Novo checking account balance of $5,000 or more, and 1% cashback with a balance of under $5,000. The Novo Business Loan™ is issued by Continental Bank. All loan approvals are subject to credit criteria and underwriting; terms and conditions apply. APR, loan amount, and repayment terms are based on your creditworthiness and will be disclosed at the time of your loan offer. You may prepay your loan in full or make additional payments at any time without penalty. Paid customer testimonials reflect individual experiences. Some links on this site may redirect you to third-party websites with different privacy and security practices. Novo is not responsible for the content or policies of external sites. Paid customer testimonials reflect individual experiences. [Privacy Policy](https://www.novo.co/legal/privacy) [Accessibility Statement](https://www.novo.co/legal/accessibility-statement)