Trusted by 200,000+ Small Businesses No minimums. No monthly fees.
Give your business a boost
Get Stripe payments up to 95% faster
Access your revenue in hours instead of days with Novo Boost—at no extra cost. Reinvest for growth, and pay yourself, your team, and your vendors without delay.
Save money while you make money
Enjoy access to exclusive Novo perks that add up to thousands in savings on popular tools including Quickbooks, Gusto, and Hubspot.
Debit card access on your first day
Activate your virtual debit card in the Novo app and start spending funds online or by Apple Pay, Google Pay, and Samsung Pay before receiving your physical card.
Make your money work for you with Novo Reserves
Set a budget to reach your business goals—and forget about it. We’ll take care of the rest. With Novo, you can automate allocating funds into different Reserves so you always have enough saved for taxes, marketing costs, rainy days, and more.
New eligible customers can earn a single $100 cash bonus (the “Cash Bonus”) after making $1,000 or more in net eligible purchases (purchases of goods and services minus returns/credits) using their Novo debit card within 30 days of their first purchase. First purchase must be made within 30 days of initial funding of Novo account via Plaid transfer from a checking account at one of the following financial institutions: JPMorgan Chase Bank, N.A., Capital One Bank (USA), N.A., Bank of America, N.A., Wells Fargo Bank, N.A., Citibank, N.A., American Express National Bank, U.S. Bank N.A., Barclays Bank US, PNC Bank N.A., Truist Bank or TD Bank, N.A. Each funding bank account is eligible for a single Cash Bonus. All account applications are subject to approval. Eligible purchases are Novo debit card transactions for goods or services excluding the following: ACH payments, purchases of gift cards, purchases of traveler's checks, cash withdrawals, advances, credits from loans and cash equivalents, balance transfers, purchases of currency including coins, purchases or reloading of prepaid cards, in-app purchases, money transfer services, crypto-related services, peer-to-peer transactions such as Zelle, Venmo or Paypal, quasi-cash transactions or those using a PIN or that the merchant processes via debit network or PIN-less debit, fees on the Novo account, foreign exchange fees and fees for account services, and fees for any user services enrolled in. This list of eligible purchase exclusions is subject to change at any time, without notice. If Novo notices any activity that it believes is abusive, fraudulent, or in violation of these offer terms or Novo’s terms and conditions, Novo reserves the right to revoke any Cash Bonus. Novo further reserves the right to suspend or close accounts as deemed fair and appropriate in Novo’s sole discretion. Cash Bonus will be deposited into the Novo account within 60 days after threshold spend amount has been met. The Novo account must be open and in good standing at the time of Cash Bonus deposit to be eligible to receive the Cash Bonus. Novo reserves the right to modify or revoke this offer at any time. Offer not valid for existing or prior Novo customers. Eligibility is based on primary Novo account owner. The value of this Cash Bonus may constitute taxable income. The recipient of the Cash Bonus is responsible for any federal or state taxes resulting from the Cash Bonus, and should consult a tax advisor if he/she has questions about the tax treatment of the Cash Bonus.