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Business Building

Cash Flow Analysis 101: What it is and how to do it

A cash flow analysis allows businesses to understand their financial health and adjust accordingly. Put this practice in place to ensure that your business remains a powerful presence in the marketplace long-term.
Business Building

What Is a General Ledger, and Why Do You Need One?

To run your business smoothly, it’s crucial to have a working understanding of your company's assets, liabilities, revenues, debts, and expenses. The ideal tool for that is a general ledger, which enables you to track those metrics and provides a baseline for your financial reporting.
Business Building

Converting Your LLC to an S Corporation: Pros, Cons, and How-to Guide

Here are some tips to help you understand why, how, and when to convert your LLC to an S Corporation.
Business Building

Why Should You Convert Your Sole Proprietorship to an LLC?

The type of business you run and how you operate will determine whether a Sole Proprietorship or LLC is right for you. Here’s why you should consider making the switch.
Banking 101

How to Create a Small Business Balance Sheet

Here’s everything you need to know about balance sheets, including why you need one and how to make one.
Novo is a financial technology company, not a bank. Banking services are provided by Middlesex Federal Savings, F.A.; Member FDIC.