Full of features, not fees

Novo goes beyond a business checking account by empowering you with faster money movement, automated features, and detailed financial insights.

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Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC.

Banking that works for you and your business

Easily get up and running with Novo, so you can spend less time banking and more time growing your business. No more monthly fees, minimums, or waiting in line for a teller.

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  • No Monthly Fees

    Enjoy business checking without a minimum balance or monthly fees. Plus, get reimbursed for all ATM fees.

  • Built-in Security

    Deposits are FDIC insured up to $250,000, and your account is secured by bank-grade encryption, at all times.

  • Card Controls

    Your debit card is protected and accepted worldwide. Set a travel notice, lock your card, and get notifications about activity.

Set and forget your budgets with Novo Reserves

Decide what percentage of your funds you want to put into a reserve, and we’ll allocate that amount from each deposit automatically. Budgeting and balancing has never been easier.

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  • Deposit & send checks

    Manage your money with ease by depositing and sending checks right in the Novo app.

  • Smart insights

    Enjoy automatic categorization and an overview of your business’s finances, all in one place.

  • Virtual debit card

    Start spending with your virtual debit card as soon as you make your first deposit into your Novo account.

  • Unlimited transactions

    With no transaction limits, you can spend how and when you want, using your Novo debit card.

  • Fast & easy transfers

    Pay by free ACH transfers, or use Express ACH for the speed of a wire transfer at a fraction of the cost.

  • Expert customer support

    Have a question or a concern about your account? Our dedicated Novo team is always here to help.

“I love that you can connect to Shopify and Stripe and all the tools I use for my business. I love that there so many ways to get paid. Novo makes it easy for you to manage your finances.”
Andra E., Novo Customer

Access your cash faster than ever

Novo Boost is a free feature that speeds up access to your Stripe payments by 95%. The sooner you have access to your revenue, the sooner you can reinvest for growth.

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Frequently Asked Questions

What business documents to I need to open my account?

Novo provides free checks that you can mail out directly from the Novo app, but we do not offer physical checkbooks at this time. Through the Novo app, you can request to have checks written and mailed on your behalf for no extra cost! Read more

What if I need checks to run my business?

Novo provides free checks that you can mail out directly from the Novo app, but we do not offer physical checkbooks at this time. Through the Novo app, you can request to have checks written and mailed on your behalf for no extra cost! Read more

How do I apply for an account with an EIN instead of an SSN?

Novo provides free checks that you can mail out directly from the Novo app, but we do not offer physical checkbooks at this time. Through the Novo app, you can request to have checks written and mailed on your behalf for no extra cost! Read more

Do you check my credit history when applying for an account?

Novo provides free checks that you can mail out directly from the Novo app, but we do not offer physical checkbooks at this time. Through the Novo app, you can request to have checks written and mailed on your behalf for no extra cost! Read more

Free Invoices

Create and send unlimited recurring or one-off invoices right from your Novo account.

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Powerful Integrations

From Stripe to Shopify, Novo connects with over a dozen apps so you can do more.

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All-in-one money management

Running a business today is complicated enough. Your banking solution should be simple—and help simplify. Spend less time managing your finances and more time running your business with Novo.

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