Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC.
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Legal Documents

Date June 18, 2026

Have questions about any of our policies? Email us at .

Agreements

  • ACH Agreement
  • Novo Business Account Agreement
  • E-sign and Electronic Communications Agreement
  • Mobile Check Deposit
  • StoneCastle Deposit Network Service Agreement
  • Middlesex Federal Savings Privacy Notice
  • Novo Research Testimonial Consent & Release
  • Business Debit Card Agreement

Policies

  • Privacy Notice
  • Accessibility Statement
  • Fee Schedule

Terms

  • Terms of Use
  • Novo Boost Terms and Conditions
  • Referral Program
  • Payroll User Service Terms
  • Law Enforcement Inquiries
  • Invoicing Referral Program
  • Novo Payments Terms and Conditions
  • PlusOne Referral Program Terms and Conditions
  • Novo Disclosures
  • Category iconGet Paid
  • Category iconInvoicing
  • Category iconAccept Payments
  • Category iconSend and Pay
  • Category iconPay Vendors and Employees
  • Category iconSpend
  • Category iconTrack and Manage Expenses
  • Category iconBusiness Credit Card
  • Category iconBusiness Debit Card
  • Category iconPlan and Protect
  • Category iconReserves and Allocation
  • Category iconAccount Protections
  • Category iconFunding
  • Category iconGet Started
  • Category iconManage Your Banking
  • Category iconConnecting Your Tools
  • Category iconGrow Your Business
  • Category iconLearn
  • Category iconHelp
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  • Category iconCareers
  • Category iconPress
  • Category iconPrivacy Policy
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Copyright © 2026 Novo Platform Inc.

Novo Platform Inc. (“Novo”) is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A., Member FDIC. Deposits are insured for up to $250,000 through our partner bank, Middlesex Federal Savings, Member FDIC.

The Novo Debit Card is issued by Middlesex Federal Savings, F.A., and the Novo Business Credit Card™ is issued by Continental Bank, pursuant to licenses from Mastercard® International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated and can be used everywhere Mastercard is accepted.

The Novo Merchant Cash Advance is offered by Novo Funding LLC. Your eligibility for Novo products and services is subject to final Novo determination.

*Earn 2% cashback on eligible purchases with a Novo checking account balance of $5,000 or more, and 1% cashback with a balance of under $5,000.

Paid customer testimonials reflect individual experiences.

Some links on this site may redirect you to third-party websites with different privacy and security practices. Novo is not responsible for the content or policies of external sites. Paid customer testimonials reflect individual experiences.

Privacy Policy

Accessibility Statement