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Posts by Kevin Payne
Business Building
Best Alternatives to SBA Loans
We cover the pros and cons of SBA loans, plus 6 alternatives to SBA loans.
Banking 101
Does a Sole Proprietor Need an EIN?
As a sole proprietor, you typically won’t need an EIN. However, an EIN can provide multiple benefits, from easier tax filing to preventing identity theft.
Banking 101
EIN vs. ITIN vs. SSN: What's the Difference?
EINs, ITINs, and SSNs are all federal taxpayer identification numbers, but an EIN is for business taxes. Here's a deeper look at the key differences between all three.
Banking 101
Do I Need an EIN for my LLC?
Does an LLC need an EIN? It's generally a good idea. Here's how to obtain an EIN from the IRS, plus key reasons why an EIN benefits your small business.
Business Building
How to Adjust Your Prices for Inflation in 2022
Prices everywhere are on the rise, and your small business may need to follow suit to stay afloat. These are our top tips for how and when to increase your prices while maintaining customers.
Banking 101
What Is Profit First Accounting?
Profit First accounting is gaining momentum, and for good reason. Learn what it is, how it can benefit your business, and how Novo makes Profit First a breeze.
Banking 101
What Small Businesses Need To Know About The Balance Sheet
Here’s everything you need to know about the balance sheet for your small business, including why you need one and how to make one.
