Novo vs Brex: Integrated banking for SMBs

Compare banking, spend management, rewards, and integrations to choose a solution that fits how your business runs day to day and grows with you.

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Novo dashboard

Customer since 2025

Menos herramientas, más dinero

"Usaba cuentas personales, enviaba facturas en Google Docs y recibía pagos por PayPal. Se sentía desordenado y poco profesional. Ahora tengo una cuenta dedicada, facturación sin complicaciones y solo descargo mis informes cuando llega la temporada de impuestos."

Rebecca Suby-LongPage St. StudioEstudio de Diseño

Features

Brex

Monthly fees

$0

Paid plans from ~$10/month

Built for

Small businesses

Startups & scaling teams

Integrations

Built-in Invoicing

Automated Budget Allocation

Faster Payments

Automatic Expense Categorization

Business Credit Card Rewards

2% cashback (eligibility-based)

Points-based rewards

ATM Access & Fees

Most networks + up to $7/month reimbursed

See what's coming in, what's going out, and what needs your attention without digging through spreadsheets.

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What other independent business owners are saying

Customer since 2021

Sin demoras, sin fricción, sin dolores de cabeza

Novo ha simplificado por completo cómo gestiono las finanzas de mi negocio. Puedo rastrear el flujo de caja en tiempo real, organizar gastos y mover dinero rápido. Sin demoras, sin fricción. Me mantiene enfocado en los clientes en lugar de luchar con una banca anticuada.

Adam FernandezA. Fernandez & Co., LLCConsultoría de RR. HH.

Novo includes key tools like invoicing, expense tracking, integrations, and cashback rewards with no monthly maintenance fee. Brex offers a free plan, with additional features and controls depending on plan level.

Yes. Novo offers a business credit card with 2% cashback on purchases.

Novo is designed to be simple and easy to use, so you can manage your finances without extra steps.


Brex is built for multi-user spend management and financial controls, which can add complexity.

Yes. Novo includes built-in invoicing, so you can send invoices and get paid without needing additional tools.

Brex focuses more on spend management and accounts payable workflows.

Novo helps you stay organized with expense categorization, integrations like QuickBooks, and clear transaction tracking.

Brex offers expense management and financial tools geared toward team-based spending.