Your Small Business Financing Solution
Unlike traditional small business loans, you can apply for Novo Funding online in under 10 minutes. Get a response within 24 hours so you can get right back to running your business.
Novo Funding offers:
- Working capital for your small businesses in the form of a Merchant Cash Advance
- 24-hour decisioning
- Instant access to funds
- No limitations on the use of funds
- Straightforward repayment
- Fees only on the funds you use
Banking that works for you and your business
Easily get up and running with Novo, so you can spend less time banking and more time growing your business. No more monthly fees, minimums, or waiting in line for a teller.
Deposit & send checks
Manage your money with ease by depositing and sending checks right in the Novo app.
Enjoy automatic categorization and an overview of your business’s finances, all in one place.
Virtual debit card
Start spending with your virtual debit card as soon as you make your first deposit into your Novo account.
With no transaction limits, you can spend how and when you want, using your Novo debit card.
Fast & easy transfers
Pay by free ACH transfers, or use Express ACH for the speed of a wire transfer at a fraction of the cost.
Expert customer support
Have a question or a concern about your account? Our dedicated Novo team is always here to help.
Enjoy exclusive partner perks
Save thousands on popular digital tools including Quickbooks, Gusto, and Hubspot with perks exclusive to Novo customers.
Don't just take our word for it
When I switched to Novo, I saved $36 a month on fees. I put that money towards a Slack subscription - which has been a lifesaver!
I love that you can connect to Shopify and Stripe and all the tools I use for my business. And I love that there are so many ways to get paid.
I like how accessible Novo is. I can do everything in one place. My account is connected to Square and it’s really cool to see everything right there.