Banking built for your business
We understand your small business—and we’ve got your back. Novo was designed to redefine small business banking so you can reach new heights.
Apply today to enjoy a free checking account, clear financial insights, automated tools, and more.
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Award-winning small business banking
Free business checking account? Check. Save time, money, and stress with Novo, all while growing your small business.
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Enjoy peace of mind
Rest assured you’re covered with Mastercard’s Zero Liability and ID Theft Protection programs. Plus, get automatic fraud and purchase alerts.
Ditch the distractions
Unlike credit cards, Novo’s debit card is free, and you don’t have to worry about confusing rewards programs.
Take back time
Novo automatically categorizes your spending so you can save time (and money) on bookkeeping and taxes.
Freedom from fees
Say goodbye to hidden fees, monthly fees, and required minimum balances.
Fast money movement
Manage your cash flow with Novo’s flexible payment and deposit options to save time and cost.
Your financial hub
Enjoy automated budgeting, working capital, and integrations with the tools you’re already using, like Stripe, Amazon, and QuickBooks.
Deposit & send checks
Manage your money with ease by depositing and sending checks right in the Novo app.
Smart insights
Enjoy automatic categorization and an overview of your business’s finances, all in one place.
Virtual debit card
Start spending with your virtual debit card as soon as you make your first deposit into your Novo account.
Unlimited transactions
With no transaction limits, you can spend how and when you want, using your Novo debit card.
Fast & easy transfers
Pay by free ACH transfers, or use Express ACH for the speed of a wire transfer at a fraction of the cost.
Expert customer support
Have a question or a concern about your account? Our dedicated Novo team is always here to help.
Solutions
Invoices
Free and flexible invoices
Create and send an unlimited number of fully customizable invoices from directly within your Novo account.
Integrations
Integrate with the services you already use
From Stripe to Shopify, Novo connects with over a dozen apps so you can take action and get insights from your Novo account.
Partner Perks
Enjoy exclusive partner perks
Save thousands on popular tools including Quickbooks, Gusto, and Hubspot with perks exclusive to Novo customers.
Novo Boost™
Give your cash flow a boost
With Novo Boost, get your Stripe payments 95% faster, free of charge. The faster you access your revenue, the faster you can reinvest in growth.
There's a reason 250,000+ small businesses trust Novo
When I switched to Novo, I saved $36 a month on fees. I put that money towards a Slack subscription - which has been a lifesaver!
I love that you can connect to Shopify and Stripe and all the tools I use for my business. And I love that there are so many ways to get paid.
I like how accessible Novo is. I can do everything in one place. My account is connected to Square and it’s really cool to see everything right there.