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Candina Jordan

Managing Your Finances

Small-Business Loan vs. Line of Credit

Is a small business loan or a line of credit the best option for your small business? Read through the pros and cons of each in this detailed article, and figure out which works best for the unique financial needs of your small business.
Operating a Business

Business Continuity vs. Disaster Recovery: Key Differences

Business Continuity vs. Disaster Recovery, what are the key differences? This article reviews differences in priorities, timing, scope, and how these two plans overlap.
Operating a Business

How to Endorse a Business Check

Need to know how to endorse a business check? When you endorse a check, you’re authorizing the bank to release the funds to you and verifying that you’re the intended recipient. Read on for more information about the most secure ways to endorse checks and how to endorse a business check.
Managing Your Finances

4 Online Line of Credit Loans

Learn about the four different types of online line of credit loans available, and which will work best for your small business.
Managing Your Finances

How Long Does It Take to Build Business Credit?

Learn how long it takes to build a business credit history and how you can speed up the process. How fast can you build credit? What are the factors? How can you speed up your credit building? Learn all this ands more in our definitive guide on Building Business Credit for your small business.
Banking 101

4 Best Banks for Nonprofits

Looking for the best banks for nonprofits? The right bank account will help you keep your finances organized so you can keep your exempt status and your nonprofit can thrive. Find out in this article which 4 banks are the best to use for your nonprofit.
Operating a Business

Small-Business Loan vs. Line of Credit

A guide to Small-Business Loans vs. Line of Credits, detailing the pros and cons of each. Find out which unique option would work best for your small business.
Operating a Business

Profitability Ratios: Everything You Need To Know

Everything you need to know about profitability ratios in one extensive guide. Learn about the different types of profitability ratios and how to utilize them to grow your small business.
Banking 101

How to Track Mileage for Taxes

Looking to learn How to Track Mileage for Taxes? This guide will cover everything you need to know about how to track mileage for taxes, step by step.
Starting a Business

What Licenses Do You Need to Start a Cleaning Business

Do you know What Licenses You Need to Start a Cleaning Business? Learn about the hurdles one will face when starting a cleaning business and how best to ways to navigate them in this definitive guide.
Managing Your Finances

How Long Do Hard Inquiries Stay on Your Credit Report

How Long Do Hard Inquiries Stay on Your Credit Report? Find out this and other answers, like how to remove hard inquiries from your credit report, and more.
Operating a Business

What Is a Small Business Line of Credit and How Does It Work?

What is a small business line of credit and how does it work? Find out in this article what these lines of credit are used for, who is eligible, and what alternatives are available.

How To Get a Small Business Loan in New York

The ultimate guide on how to get a small business loan in New York. Explore small business loan and grant options, and other loan alternatives.
Operating a Business

How To Secure a Small Business Loan in Nevada

The definitive guide on How To Secure a Small Business Loan in Nevada. From Small business loans to grant options in the state, discover which option will work best for you and your business.
Managing Your Finances

How To Record Credit Card Payments in Quickbooks Online

QuickBooks Online automates much of the recording process, making it easier to reconcile credit card accounts and generate accurate reports. Learn how in this guide.
Operating a Business

Novo vs. Mercury: A Side-by-Side Comparison

Although Novo and Mercury both have a lot to offer, one may be a better option for your business. This guide will cover the features and benefits of each to help you decide which is best for you.
Managing Your Finances

How to Learn QuickBooks as a Beginner

QuickBooks let's anyone handle your business finances like a pro. Learn how now.
Starting a Business

How To Start a Business in Georgia

This guide will cover everything you need to know about how to start a business in Georgia.
Starting a Business

How To Start a Business in Florida

Not sure how to go about the process? This guide on how to start a business in Florida can help you get the ball rolling.
Managing Your Finances

How to Secure a Small Business Loan in Arkansas

This guide will shed light on Arkansas's various small business loan and grant programs. We will explore the ins and outs of each option, offering insights and tips to help you make an informed decision.
Operating a Business

How To Calculate Customer Lifetime Value (LTV)

Customer Lifetime Value (LTV) indicates the projected financial worth that an individual customer brings to your business throughout their relationship with you. It’s a key element in making data-driven decisions.
Managing Your Finances

How to Secure a Small Business Loan in Tennessee

This guide will cover loans and grants available to businesses in Tennessee to help you get the capital you need.
Managing Your Finances

How to Secure a Small Business Loan in Alabama

Get an overview of the top small business loan and grant opportunities in Alabama.
Starting a Business

How to Start a Business in California

Learn what steps you need a take in order to start your new business in California.
Managing Your Finances

What Is Accrual Basis Accounting?

Struggling to choose an accounting method? Learn what accrual basis accounting is, the pros and cons of an accrual basis system, and the differences between accrual basis and cash basis accounting.
Managing Your Finances

How to Secure a Small Business Loan in South Carolina

Get a list of small business loan and grant opportunities in South Carolina and learn about other funding options available.
Managing Your Finances

How to Get a Small Business Grant

Applying for and receiving these grants can be complex – there are multiple factors to consider, various eligibility criteria, and strict deadlines. This guide will outline how to get a small business grant to help you start or grow your business.
Managing Your Finances

The Beginner's Guide to Financial Statements

Get a list of the three most important financial statements for small businesses, and learn how to create and analyze each one.
Operating a Business

14 Essential Business Terms For Small Business Owners

To help new and aspiring dreamers and doers develop their financial literacy, we’ve created a get-started business finance glossary. Here are 14 essential finance terms every owner needs to know to get started running their own business.
Starting a Business

Everything You Need to Know About S Corps: How They Work, Requirements, and Taxes

Wondering how an S Corp works? We've put together a comprehensive overview of this business structure.
Starting a Business

Everything You Need To Know About LLCs: How They Work, Pros, and Cons

Curious about forming an LLC? Learn what an LLC is, how it works, and how it stacks up against other business structures.
Managing Your Finances

Payroll Taxes: The Complete Guide for Employers

As the owner of a business, you need to understand how payroll taxes work to stay compliant with the law and conduct accurate financial planning.
Starting a Business

How to Start an S-Corp in New York

New York provides several advantages for S Corps, including a lower tax rate and some tax exemptions. This guide will cover how to form an S Corp in New York.
Starting a Business

How Much Does It Cost to Open a Laundromat?

Thinking of opening a laundry business? Learn how much it costs to open a laundromat.
Managing Your Finances

How to Create a Budget for Your Small Business

A detailed budget empowers you to manage your finances wisely, foresee potential pitfalls, and promote sustainable expansion. This guide covers everything you need to know about creating a budget for a small business.
Banking 101

What’s the Difference Between ACH and Wire Transfers?

ACH payments and wire transfers are both popular money transfer methods. Learn how these two methods of transferring funds work and how they differ from one another.
Operating a Business

How to Grow Your Small Business Through Networking Events

Get our top small business networking tips to increase brand exposure, find potential customers, and meet like-minded professionals.
Operating a Business

8 Cybersecurity Tips for Small Businesses

Technology has made life convenient, but having all your information on devices without protection can be dangerous. Here’s how to protect data while adopting lifestyle innovations.
Managing Employees

What is a PEO? Pros, Cons & Considerations

Partnering with a professional employer organization (PEO) can save you the time, money, and resources associated with hiring and running an internal HR department. Learn what a PEO is and how it works.
Managing Employees

Small Business Guide to Employee Benefits Packages

Learn about types of employee benefits, factors to consider when choosing benefits packages, and how to get started with implementing benefits administration.
Marketing

5 Tips For Improving Your Business Website

In this article, we'll show you how to improve your website to create a strong web presence that will help you attract and retain customers.
Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC.