How much will you pay in Stripe transaction fees?

Calculating Stripe fees for customer payments is easy with our calculator. Enter the payment amount to calculate Stripe's transaction fees and what you should charge to receive the full amount.

Payment Amount
Stripe fee:
\$ --
\$ --
To take home \$--, you should ask for:
\$ --
How much will you pay in Square fees?

Calculate how much you’ll pay in Square fees for online, in-person, and manually-entered payments.

Payment Amount
Square fees
In-person payments
i
For in-person payments with a card, Square charges a fee of 2.6% + \$0.10 per transaction.
\$ --
\$ --
Manually-entered payments
i
For manually-entered payments or card-on-file payments, Square charges a fee of 3.5% + \$0.15 per transaction.
\$ --
\$ --
Online payments
i
For online payments or payments via invoice, Square charges a fee of 2.9% + \$0.30 per transaction. (If you're signed up for the Premium plan, the percentage fee is lower at 2.6%.)
\$ --
\$ --
Calculate estimated loan payments in seconds

Enter your loan information to get an estimated breakdown of how much you'll pay over the lifetime of your loan.

Loan Amount
Loan Term
Months
Years
Loan APR
If you borrow -- over -- at an interest rate of --, you will pay a total amount of --, or -- per month.
Minimum monthly payment:
\$ 0.00
Average monthly interest:
\$ 0.00
Total interest paid:
\$ 0.00
Total amount paid:
\$ 0.00

Our business loan calculator helps you determine the total cost of a business loan over its lifetime.

Here's a breakdown of what each input means:

• Loan amount: This is the total amount of money you’re borrowing.
• Loan term: This is the length of time you have to repay the loan. The longer the loan term, the lower the monthly payment, but the more interest you'll pay over time.
• Loan APR: This is the annual percentage rate on your loan. The APR includes not only the interest rate but also any fees or charges associated with the loan. Keep in mind that not all lenders use APRs – some may use what’s called a factor rate, which are fixed rates that you multiply by your loan amount to determine how much you’ll need to pay back to the lender.

When you input that information, you’ll get the following information:

• Minimum monthly payment: This is the minimum amount you must pay monthly to meet your loan obligations. It is calculated based on the loan amount, loan term, and APR. This is just the minimum amount – you may choose to pay more than this to repay your loan faster or reduce your interest payments.
• Average monthly interest: This is the amount of interest you’ll be paying every month, on average, over the life of the loan.
• Total interest paid: This is the total amount of interest you will pay over the life of the loan. The longer the loan term, the more interest you will pay. Similarly, the higher the APR, the more interest you’ll pay.

These calculations may not reflect the exact terms and conditions of your loan. We recommend consulting with a financial advisor before making any major financial decisions.

## Where to get a business loan

Looking to secure a business loan but need help figuring out where to start? There are several options available to you:

• Traditional banks: Many traditional banks offer loans to small businesses. However, the application process can be lengthy, and approval requirements can be strict.
• Credit unions: Credit unions are another option for small business loans. They often offer lower interest rates and more personalized service than traditional lenders.
• Online lenders: There are several online lenders that specialize in small business loans. They often offer a streamlined application process and may have fewer eligibility requirements.
• Small Business Administration (SBA) loans: The SBA offers many loan programs for small businesses, including the popular 7(a) loan program. These loans are partially guaranteed by the government, which can make them easier to qualify for.

## Types of small business loans

There are several types of small business loans available, each with its pros and cons. Here are some of the most common types of small business loans:

• Term loans: With a term loan, you borrow a lump sum of money and pay it back with interest over a fixed term. They are a popular option for small businesses looking to make large purchases or investments.
• Lines of credit: A line of credit gives you access to a pool of funds that you can draw on as needed. You only pay interest on the funds you use, making it a flexible option for businesses with fluctuating cash flow.
• Equipment loans: Equipment loans are a type of loan specifically designed for purchasing equipment necessary to run your business. The equipment serves as collateral for the loan.
• Invoice financing: With invoice financing, you borrow against the sum of your outstanding invoices. The lender provides you with a portion of the invoice amount upfront. When your customers pay their invoices, you get the rest of the sum owed to you, minus the lender’s fees.
• SBA loans: SBA loans are government-backed loans designed to help small businesses access funding. There are several types of SBA loans available, including general small business loans, microloans, and disaster loans.

These are just some of the options available for small business loans. We recommend researching all of your options thoroughly.

Novo Platform Inc. strives to provide accurate information but cannot guarantee that this content is correct, complete, or up-to-date. This page is for informational purposes only and is not financial or legal advice nor an endorsement of any third-party products or services. All products and services are presented without warranty. Novo Platform Inc. does not provide any financial or legal advice, and you should consult your own financial, legal, or tax advisors.

Updated
May 15, 2023
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