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IAMI, May 7, 2024 — Novo, the powerfully simple financial solutions platform for small businesses, today announced that Jackson Barnes has joined the company as vice president of credit. 

“The majority of today’s small businesses — especially those with under $1 million in annual revenue — have extremely limited options when it comes to accessing the credit they need to grow their businesses,” said Michael Rangel, founder and CEO at Novo. “Novo is committed to giving small businesses faster and more affordable access to capital, which is why we’re expanding our credit team. As part of this expansion, I’m thrilled to announce Jackson Barnes. Throughout his career, Barnes has brought numerous impactful credit products to market, significantly benefiting consumers and businesses alike.”

Barnes brings to Novo more than 15 years of experience in credit and risk management for leading banks and fintech companies. Prior to Novo, Barnes led marketing, lending product development and credit policy teams at Capital One’s US and UK Card businesses. Additional roles included head of credit and risk for a venture-backed credit card startup, and as a management consultant advising banks, lenders and investment firms on consumer lending and retail banking strategy. 

“As the son and son-in-law of career small business owners, I can see Novo has done an incredible job of building a fintech platform that truly puts the needs of small business owners first,” said Barnes. “I will approach the development of Novo’s credit products with this same emphasis on enabling small businesses to grow successfully by responsibly accessing capital when and how they need it.” 

At Novo, Barnes will lead Novo’s efforts to design new credit solutions tailored to small businesses. Additionally, Barnes will oversee Novo Funding, which gives small businesses a fast and flexible way to access working capital. Novo launched Novo Funding in 2023 with a $125 million facility from Victory Park Capital, and has since originated more than $100 million in working capital for small businesses.  

About Novo

Novo Platform, Inc. (“Novo”) is the powerfully simple financial solutions platform for small businesses. To learn more, visit



Novo is a fintech, and not a bank. Novo acts as a service provider to Middlesex Federal Savings, F.A., and the deposit and banking products obtained through the Novo platform are provided by Middlesex Federal Savings, F.A.

Middlesex Federal Savings, F.A. is a federal savings bank and an FDIC-insured depository institution (FDIC Certificate 28368). Deposits made at Middlesex Federal Savings, F.A. through the Novo platform receive FDIC insurance protection on a pass-through basis up to the applicable legal limit. When determining the amount of your deposits covered by FDIC insurance, please note all deposits you make through the Novo platform will be aggregated with all deposit accounts of the same ownership and/or vesting held at Middlesex Federal Savings, F.A. and Middlesex Federal Savings, F.A. brands. Additional information regarding FDIC insurance coverage is available at

Merchant Cash Advance products and services are offered by Novo Funding LLC (“Novo Funding”), a wholly owned subsidiary of Novo. Merchant Cash Advances require a Novo checking account.

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May 7, 2024

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