We're in the business of small business

Novo makes it easier than ever to start and run a business by speeding up cash flow and simplifying money management. Create your account in minutes and enjoy the platform purpose built for small businesses and the self employed.

Novo costumer, business owner
Novo costumer, business owner
Novo costumer, business owner
  • Sole Proprietors
  • LLCs
  • Partnerships
  • Corporations
  • Non-Profits

Big banks come with big fees. Billions of them.

Over the last year, the U.S.’s biggest banks have collected billions in maintenance fees* from small businesses. Not Novo. We’re focused on helping you easily manage and quickly move the funds you need to grow your business. No minimums, no monthly fees, and no waiting in lines.

* In Q4 2022, the three biggest U.S. banks made $2.11 billion combined on fees from small businesses and consumers.

Spend more time growing your business and less time managing it

  • Real customer support from real humans
  • Powerful integrations that streamline your workflows
  • Accounting features that save time and money
  • Insights that help you take control of your finances
  • Free, unlimited invoicing to get paid quickly
  • FDIC-insured through our partner bank, Middlesex Federal Savings F.A.
Group of people enjoying VR headsets

Don't just take our word for it

  • testimonial person
    When I switched to Novo, I saved $36 a month on fees. I put that money towards a Slack subscription - which has been a lifesaver!
  • testimonial person
    I love that you can connect to Shopify and Stripe and all the tools I use for my business. And I love that there are so many ways to get paid.
  • testimonial person
    I like how accessible Novo is. I can do everything in one place. My account is connected to Square and it’s really cool to see everything right there.
Novo is a great tool that can be used for record keeping. I am vigilant to run all Clifton Tax Pro transactions through my Novo business checking account. Using this account exclusively for my business helps me separate personal and business transactions. Novo makes this easy by letting me link the various payment collection apps my business accepts to my Novo account. Novo also offers the ability to download account activity into files readable by spreadsheet software. I will happily accept this output from my tax clients as a source of record keeping.
Sean Palmer, CPA
I love using Novo Reserves to automatically save for my quarterly tax payments. Every time I get a deposit from a client, a set percentage is allocated to my Taxes reserve. It's nice to have one less admin task off my plate so I can focus on running my business.
Lontier Hicks, CPA
My favorite feature of the Novo app is the Reserve system. This allows small business owners to take a portion of all sales and ‘set aside’ the funds to pay for estimated taxes. There is no longer a need for multiple bank accounts to separate expenses and track cash!
Mark Diehl, CPA

Novo is here to help all types of businesses

We support small business owners, entrepreneurs, and self-employed professionals across all kinds of industries. Apply in 10 minutes.

Carpenter business owner

All-in-one money management

Novo has helped thousands of businesses control their cash flow and move money faster. Create your account today.