We're in the business of small business

Novo makes it easier than ever to start and run a business by speeding up cash flow and simplifying money management. Create your account in minutes and enjoy the platform purpose built for small businesses and the self employed.

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Sole Proprietors
LLCs
Partnerships
Corporations
Non-Profits

Big banks come with big fees. Billions of them.

Over the last year, the U.S.’s biggest banks have collected billions in maintenance fees* from small businesses. Not Novo. We’re focused on helping you easily manage and quickly move the funds you need to grow your business. No minimums, no monthly fees, and no waiting in lines.

* In Q4 2022, the three biggest U.S. banks made $2.11 billion combined on fees from small businesses and consumers.

Spend more time growing your business and less time managing it

Real customer support from real humans
Powerful integrations that streamline your workflows
Accounting features that save time and money
Insights that help you take control of your finances
Free, unlimited invoicing to get paid quickly
FDIC-insured through our partner bank, Middlesex Federal Savings F.A.

Don't just take our word for it

When I switched to Novo, I saved $36 a month on fees. I put that money towards a Slack subscription - which has been a lifesaver!
Danika - Flourish Pelvic Health & Wellness
I love that you can connect to Shopify and Stripe and all the tools I use for my business. And I love that there are so many ways to get paid.
Andra - Andra Who Designs
I like how accessible Novo is. I can do everything in one place. My account is connected to Square and it’s really cool to see everything right there.
Aisha - Palmitas Nail Studio

Novo is a great tool that can be used for record keeping. I am vigilant to run all Clifton Tax Pro transactions through my Novo business checking account. Using this account exclusively for my business helps me separate personal and business transactions. Novo makes this easy by letting me link the various payment collection apps my business accepts to my Novo account. Novo also offers the ability to download account activity into files readable by spreadsheet software. I will happily accept this output from my tax clients as a source of record keeping.

Sean Palmer, CPA

I love using Novo Reserves to automatically save for my quarterly tax payments. Every time I get a deposit from a client, a set percentage is allocated to my Taxes reserve. It's nice to have one less admin task off my plate so I can focus on running my business.

Lontier Hicks, CPA

My favorite feature of the Novo app is the Reserve system. This allows small business owners to take a portion of all sales and ‘set aside’ the funds to pay for estimated taxes. There is no longer a need for multiple bank accounts to separate expenses and track cash!

Mark Diehl, CPA

Novo is here to help all types of businesses

We support small business owners, entrepreneurs, and self-employed professionals across all kinds of industries. Apply in 10 minutes.