Built for the independents

Novo is the financial sidekick for freelancers and self-employed consultants. Spend more time with your customers, and let Novo handle the rest.

Built for the independents

Novo is the financial sidekick for freelancers and self-employed consultants. Spend more time with your customers, and let Novo handle the rest.

Freelancer banking | Cut the complexity, keep the control

Get paid faster without the hassle

Send professional invoices for free, and automate payment reminders to always get paid on time.

Spend more time with customers

Use Novo Reserves to automate budgeting and avoid cash flow stress.

Freelancers grow with Novo

Novo supports businesses of all sizes, from sole props to LLCs, S-Corps, and small agencies.

Move money faster, and give your cash flow a boost

Most freelancers and self-employed professionals spend more time managing their business than growing it. Novo handles the day-to-day, so you can focus on the work you love.

  • Novo saves freelancers and consultants more than $150 per month on fees and subscriptions
  • More than 60% of invoices that accept card payments are paid same- or next-day
  • Express ACH enables low-cost, fast payments to vendors and contractors
CashFlow

Manage your freelance business like a pro

With Novo, freelancer banking has never been easier.Connect Novo with the tools you use, so you can focus on growing your business while we handle your back-office tasks.

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Stripe

Affirm

AfterPay

Apple Wallet

Google Pay

Klarna

Supercharge your invoices

Novo Invoicing saves you time and gets you paid faster. With Novo, you can automate getting paid, from your accounts receivable to transaction reconciliation.

  • Get paid via card, ACH, Buy Now/Pay Later, P2P apps, and more
  • Get paid up to 95% faster on all Stripe-enabled payments with Novo Boost
  • Connect Novo invoices to Stripe or Square in a few clicks
novo invoice on app
CashFlow

Business banking built for freelancers

Thousands of freelancers and self employed professionals trust Novo to help them save time and money.

  • Manage your business safely and securely with an FDIC-insured Novo account*
  • Get fast, personalized customer support from real humans
  • No monthly fees or minimums
  • Flexibility to serve sole props, LLCs, S-Corps, and other entity types
  • Send unlimited, free invoices personalized with your branding
*Banking services are provided by Middlesex Federal Savings, F.A.; Member FDIC.
Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC.