We Track it. You Run It.
Software renewals, supplier invoices, payroll runs. See every expense in a real-time dashboard. So when tax time comes, the job’s already done. Nice work.
NO MORE SECOND GUESSING
Weekly payroll, new office snacks, laptop repairs. Any expense, any transaction, tagged and categorized automatically in a real-time dashboard. Data privacy included.
YOUR EXPENSES, ORGANIZED
Manage money without headaches. Because our tools were built for independent businesses, not retrofitted for them.
Clean, user-friendly platform
“We needed a simple way to manage our finances without the complexity of traditional banking. It was important to easily track expenses, monitor transactions, and stay organized. Novo made that simple with a clean, user-friendly platform.”
How we compare
Traditional Banks
Moving money
Fast, flexible payments with tools to pay vendors, send invoices, and accept payments—all in one place
Slower transfers, often requires multiple tools
Staying organized
Expenses categorized automatically with built-in expense tracking
You categorize everything yourself or rely on extra software
Tracking cash flow
Clear view of money in and out across payments, invoices, and transactions
Scattered across accounts and tools
Planning your cash flow
Automatically allocate money for taxes, vendors, and expenses with built-in budget allocation
Manual transfers you have to remember
Staying ready for taxes
Expenses already categorized and funds already set aside when you need them
Last-minute cleanup, manual transfers, and guesswork
Understanding your business
Reports and insights built into your banking—no extra tools needed
Limited reporting or requires exports and integrations
Managing expenses for over 250,000 businesses
Helped us scale our business
“Novo has helped us scale from when we hardly make any money to now when we are sending multiple invoices a week, managing a bunch of vendors.”