Ready 
when
you 
are
Ready when
you are
Connect external accounts, link your tools, and set up your payment preferences. Spend a few minutes now to save yourself from fixing it later.
Right tools for the right job
Your first invoice, first vendor payment, and first look at your cash flow. It all works better when your account is set up right. Here’s where to start.
First things first, account setup
After account approval, you’ll have instant access to your Novo account. Just log in and start putting things in motion. Time to get to work.
Everything your business runs on
Link your external bank accounts, set up payment methods, and connect important tools like Stripe and Square. Less time worrying, more time running your business.
Fast financial workflows
Your first invoice, your first payment, your first transaction. All of it is ready the moment your account is set up. Quick and easy is how we like it.
Know where everything is
Your dashboard shows every transaction, every balance, and every dollar—in or out. Set up your preferences to captain your cash flow with confidence.
WE DON’T THINK LIKE A BANK
Manage money without headaches. Because our tools were built for independent businesses, not retrofitted for them.
Simplified my business finances
“Novo simplified how I manage my business finances. I can organize transactions, send invoices, and manage payments all in one place. It's easy to see what's coming in and going out, saving me time and helping me stay focused on growing my business.”
How we compare
Traditional banks
Moving money
Fast, flexible payments with tools to pay vendors, send invoices, and accept payments—all in one place
Slower transfers, often requires multiple tools
Staying organized
Expenses categorized automatically with built-in expense tracking
You categorize everything yourself or rely on extra software
Tracking cash flow
Clear view of money in and out across payments, invoices, and transactions
Scattered across accounts and tools
Planning your cash flow
Automatically allocate money for taxes, vendors, and expenses with built-in budget allocation
Manual transfers you have to remember
Staying ready for taxes
Expenses already categorized and funds already set aside when you need them
Last-minute cleanup, manual transfers, and guesswork
Understanding your business
Reports and insights built into your banking—no extra tools needed
Limited reporting or requires exports and integrations
Using Novo is easy, but don’t just take our word for it
Automated invoicing for retainers
“Having a dedicated business account, automated invoicing for my retainer clients, and clear separation between personal and business transactions allowed me to operate like a true company from the start. That foundation matters.”
The stuff 
your bank
never explained
The stuff
your bank
never explained
Running a business is hard enough. Your bank should make it easier to get paid, move money, and stay on top of cash.