Fast payments
every
time
Fast payments
everytime
Pay vendors, send bank transfers, and schedule recurring payments. All from one bank account with tools like ACH, wires, peer-to-peer payment integrations and more.
MONEY MOVES AT YOUR SPEED
You work hard enough. The last thing you need is a payment that didn't go through, a vendor asking where their money is, or a wire transfer that requires a phone call to complete.
Send bank transfers instantly
Free standard ACH, Express ACH, domestic and international wires. Move money to a secondary account or add your lawyer as a payee—all without a second thought.
Schedule recurring automated payments
Forget about forgetting payments. Just pick the amount, the payee, the timing, and your work is done. Now, what’s next on your to-do list?
Link external bank accounts
Connect your external accounts to see your overall cash flow—and send payments to your new freelancer and IT engineer. They’re waiting.
Pay vendors and contractors
Your screen printer and your spice delivery guy keep things moving. Pay them reliably, pay them on time—without making it a whole production.
THE DIFFERENCE IS CLEAR
We don’t nickel and dime you like big banks. Because every cent counts.
Feature
Relay
Bluevine
Lili
Found
Traditional Banks
ACH Transfers
Same-Day ACH
Same-Day ACH Fees
1.5% (capped at ~$20)
$1–$5 (varies by plan)
~$8–$10
1.5% fee (capped at ~$20)
~1.5% (instant transfer)
Often additional fees apply
Incoming Domestic Wires
Free
Free
Free
Free
Free
$0–$15
Bill Pay (Send & Schedule Payments)
Limited scheduling & controls
Limited scheduling
& controls
Payment Methods (ACH, Cards, Invoices)
Plan required
Plan required
Fewer options
Send money. Just like that.
Send money like it's the easy part, because it should be. No follow-up required, unless you want to catch up with your favorite accountant who loves gardening like you do.
Send a transfer without fees. To send it faster, just pay a small fee.
Over 250,000 businesses like you chose Novo
Free standard ACH transfers without fees
“Free ACH transfers are a great feature that allow me to pay my contractors without incurring the traditional fees associated with other banks or paying by credit card.”
