Business banking built for gig workers

Free, online business banking built for modern gig work. Spend more time growing your business, and let Novo handle the rest.

Business banking built for gig workers

Free, online business banking built for modern gig work. Spend more time growing your business, and let Novo handle the rest.

Modern gig work banking: Control without complexity

Award-winning free business checking

Access Novo and everything it has to offer from any device. Apply online in under 10 minutes.

Simplify budgeting to take advantage of tax deductions

Use Novo Reserves to organize your budget and prepare for quarterly taxes.

Fast, global payments

Keep work and personal expenses separate with the secure Novo debit card.

Accelerate your cash flow for peace of mind

Novo redefines banking for gig workers, ensuring your cash flows as swiftly as your ambition. Reinvest in your gig's growth and sharpen your focus on new customers and and deepening your business connections.

  • Receive Stripe payments 2+ days faster, a game-changer in banking for gig workers. Yours at no cost.
  • Overcome slow transactions with Express ACH. Payments move at gig work speed.
  • Connect Novo with gig platforms for fast deposits and clear financial insights.
CashFlow

Manage gig work finances like a boss

With Novo, you can access all of your business payments from one platform. Integrate with thousands of Novo Apps like Stripe, Square, Quickbooks, and more, and start budgeting with ease. Focus on growing your business, and leave the back office to us.

Stripe

Affirm

AfterPay

Apple Wallet

Google Pay

Klarna

Supercharge your invoices

Novo Invoicing saves you time and gets you paid faster. With Novo, you can automate getting paid, from your accounts receivable to transaction reconciliation.

  • Get paid via card, ACH, Buy Now/Pay Later, P2P apps, and more
  • Get paid up to 95% faster on all Stripe-enabled payments with Novo Boost
  • Connect Novo invoices to Stripe or Square in a few clicks
novo invoice on app
CashFlow

Streamline your gig work's finances with Novo business checking

Revolutionize Gig Work Banking with Novo

  • View all of your business finances from one account
  • Keep your personal and business expenses separate to save time come tax season
  • Manage your business safely and securely with an FDIC-insured Novo account*
  • Build legitimacy as a gig worker with a business checking account
  • Apply online, for free with your SSN, no EIN required
*Banking services are provided by Middlesex Federal Savings, F.A.; Member FDIC.
Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC.