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Calculate how much you’ll pay in Square fees for online, in-person, and manually-entered payments.

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In-person payments
For in-person payments with a card, Square charges a fee of 2.6% + $0.10 per transaction.
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Manually-entered payments
For manually-entered payments or card-on-file payments, Square charges a fee of 3.5% + $0.15 per transaction.
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Online payments
For online payments or payments via invoice, Square charges a fee of 2.9% + $0.30 per transaction. (If you're signed up for the Premium plan, the percentage fee is lower at 2.6%.)
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reelancing as a full-time career or side hustle can be incredibly fulfilling. That said, it does come with its challenges. Cash flow management as a freelancer can be a particular issue, especially in fields where business may not be spread evenly throughout the year. Perhaps you freelance as a computer programmer, where business tends to remain steady regardless of the month you’re in. Whereas if you’re a wedding photographer, the spring, summer, and fall are typically peak seasons for your business.  

Without faster access to your funds when you’ve earned them, you may find yourself worrying all too often about whether you’re able to make necessary payments on time. Not only is this a source of frustration and stress, but it also can be a factor that impedes your ability to grow your freelance business sustainably. 

On the other hand, receiving your funds quickly enables you to spend your money where and when you need to, rather than wasting precious time waiting for it to arrive in your business checking account. Novo Boost is a faster payment feature for freelancers. It helps facilitate faster movement of your money into your Novo account, enabling you to focus on what’s important: growing and managing your freelance business.

What is Novo Boost? 

Novo Boost is fast, secure, and free. Receive funds to your business bank account between 2 and 4 business days earlier than an old-fashioned transfer. Anyone with both a Stripe account and a Novo account can utilize this free functionality. Simply connect your two accounts and opt into Novo Boost via your Novo app. 

A major benefit of Novo Boost is that it's free. Most other instant payment options charge a fee for every transaction, anywhere from 1-2 percent of the transaction amount. While 1-2 percent may not seem like much at first, this can cost you significantly in the long run. On the other hand, Novo Boost payments are always free.

sign up for Novo: powerfully simple business banking with no hidden fees

Why is Novo Boost the ideal faster payment solution for freelancers?

As a freelancer, your last worry should be about your cash flow and whether you'll be able to pay all of your business expenses on time. That is, if you have the correct processes in place

You may already employ strategies and tactics to receive your payments faster. Using invoicing software, asking for or requiring payment deposits upfront, incentivizing early payments, or sending payment reminders are all acceptable ways to increase the velocity of your cash flow into your business checking account. While the methods above may be effective, the money you earn could still take days to transfer from your payment platform to your business checking account.

This is where Novo Boost can help, reducing the time between the flow of cash from your Stripe account to your Novo account by 2 to 4 days. Reliable access to your business funds allows you to focus less on administrative tasks (or wondering when you have money available) and more on growing and expanding your freelance business effectively. This in turn can help give you an edge over the competition and enable you to propel your business forward. Position yourself for success and support the long-term growth of your freelance business with Novo Boost.

How do I Set up Novo Boost for Sole Proprietors?

To be eligible to set up Novo Boost, you must first have a Stripe account connected to your Novo business checking account. Set up your Stripe account by navigating to the Apps section of your Novo app (this works on both desktop and mobile). Then, click on the icon for Stripe and press “Connect Stripe Integration”. After selecting the Stripe account you would like to connect, press “Connect”. 

To opt in to receive faster payouts from Stripe into your Novo account, you should see a pop-up that appears, immediately after connecting your Stripe account. Click “Yes, opt in to Novo Boost”. Then click on “Go to Stripe to set up Payouts”. After verifying or updating your Novo account information, navigate back to your Novo app and select “I’ve already set up my payouts on Stripe. 

With that, you should be all set. You can direct any questions to

Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Novo Boost and early availability of funds are governed by the program terms and conditions outlined here.

What’s a Rich Text element?

The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.


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A rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!

How to customize formatting for each rich text

Headings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.

June 2, 2022
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