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Forget everything you know about business banking

Apply in minutes to enjoy a free checking account, actionable financial insights, automated tools, and more.

Get Started
★4.8
Apple App Store Rating
★4.7
Google Play Store Rating

Forget everything you know about banking

  • No monthly fees and no minimums

  • Easy integrations with the tools you already use

  • Built-in invoicing, budgeting, and transaction categorization

Get Started
★4.9
Apple App Store Rating
★4.7
Google Play Store Rating

Reimagine your business banking experience

  • No monthly fees and no minimums

  • Easy integrations with the tools you already use

  • Built-in invoicing, budgeting, and transaction categorization

Get Started
★4.9
Apple App Store Rating
★4.7
Google Play Store Rating

Free business checking account in the palm of your hand

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Invest in your business, not sneaky fees

Spend securely and ditch the fees with a business debit card

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Budget for your goals with ease

Automatically set aside money for taxes, profit, or big purchases

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Get paid within 48 hrs with free invoices*

Create and send customizable invoices directly from your Novo account

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Save up to $10,000 on top business tools

Enjoy exclusive discounts on tools like QuickBooks, Stripe and more

See how Novo compares

Traditional Business Bank Accounts

Monthly fees

$0

Up to $20 per month

Minimum balance requirement

$0

Up to $5,000

Overdraft fees

$0

Up to $35

Free invoicing and budgeting tools

Integrations with Stripe, Square, PayPal, Quickbooks, Gusto, & other popular apps

Fraud monitoring

ATM fees reimbursed

Up to $7 per month

FDIC insurance up to $250,000

FDIC insurance through Middlesex Federal Savings, F.A.

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Connect tools, close tabs

Say goodbye to chasing your cash flow across different platforms. Connect the tools you love and spend more time on the work you enjoy.

Get Started

Go with Novo to take your business to the next level

FDIC Insurance

Your deposits are insured up to $250,000 through our partner bank, Middlesex Federal Savings, Member FDIC.

Mastercard’s Zero Liability protection

Your Novo debit card is covered with Mastercard’s Zero Liability and ID Theft Protection programs.

Bulletproof Security

Our dedicated security teams and bank-grade encryption ensures that your information remains safe 24/7.

The Novo Virtual Card

Your virtual card is more secure than ever with digital safety measures and the ability to freeze and unfreeze the card instantly.

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Don’t just take our word for it

“I like how accessible Novo is. I can do everything in one place. My account is connected to Square and it's really cool to see everything right there.”
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Aisha
Palmitas Nail Studio
“I love that you can connect all the tools I use for my business, and that there are so many ways to get paid.”
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Andra
Andra Who Designs
“When I switched to Novo, I saved $36 a month on fees. I put that money towards a Slack subscription - which has been a lifesaver!”
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Danika
Flourish Pelvic Health & Wellness
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Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC.