More ways to move money

Sending and receiving money should be easy. Move money with ACH, Express ACH, domestic and international wires, and FedNow for instant funds transfers.

Open account

Your biggest client pays by ACH. The walk-in customer wants to use a card. The wholesaler prefers peer-to-peer. Accept all of it in one place, with no delay. The money’s already on the way.

ACH and Express ACH

Send and receive ACH with no fees, or use Express ACH for faster same-day service. It’s almost like we designed Novo for business owners with no time to waste. Because you’re busy getting things done.

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Domestic and International Wires

Move money by wire when it needs to be there — domestic or international. Receiving wires with Novo is always free, and any provider fees, limits, and availability are shown before you send.

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Instant transfers with FedNow

FedNow is the Federal Reserve’s instant payment network — money moves between banks in seconds, any hour of any day. Novo supports receiving FedNow payments, so funds land in your account the moment they’re sent.

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Frictionless peer-to-peer

Your customer already has their phone out. Don’t make them put it away and find a card. Set up some preferred apps and watch the payments fly in, one notification at a time. Works with Stripe, Square, PayPal, and Amazon Seller.

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Over 250,000 businesses like you chose Novo

Customer since 2025

Makes getting paid smoother

“The ability to receive ACH payments directly has been the most helpful. My clients can pay me quickly through bank transfer, which makes invoicing and getting paid much smoother than dealing with checks or other payment methods.”

Mahesh RathiEasyTech Connect LLCProfessional Services
Get paid by ACH or peer-to-peer payments. Stop waiting on money you’ve already earned, because it’s on the way to your Novo account.