Earned Spend Bonus Terms (Eligible Novo Customers Only)

Offer available only to the named recipient, who must apply for and be approved for a Novo Business Credit Card. Spend $6,000 in net eligible purchases within 90 days of card activation to earn a $500 bonus, deposited into your Novo Checking account within 4 weeks after the promotional period ends. Both the Novo Business Credit Card and Novo Checking account must be open and in good standing at the time of deposit. Net eligible purchases exclude wholesale gold, cryptocurrency, gift cards or prepaid card loads and other cash equivalents, cash advances, balance transfers, fees, interest charges, and returned or disputed transactions. Purchases must be posted to your Novo Business Credit Card account. Novo may withhold, deny, reverse, or recover the bonus if it reasonably determines or suspects abuse, misuse, fraud, gaming, non-bona fide business activity, or transactions made or structured primarily to satisfy the spend requirement. Offer cannot be forwarded or transferred. Void where prohibited. Novo reserves the right to modify or terminate this offer at any time, except for customers who have already satisfied the offer conditions above.