Fee Schedule

Last Revised: December 10, 2024

Account information and fees
Recommended Initial Deposit $1,000.00
Minimum Balance $0.00
Annual Percentage Yield 0%
Monthly Service Charge $0.00
Early Account Closing Fee $0.00
General fees
Incoming ACH Transfer $0.00
Outgoing ACH Transfer $0.00
Outgoing Express Delivery (ACH) 1.5% of total transaction value
(Min fee: $0.50) (Max fee: $20.00)
Incoming Domestic Wire $0.00
Outgoing Domestic Wire Up to $30.00
Express Check Deposit Up to 2% of Check Amount
(Min fee: $0.50)
ATM Fee Reimbursement Max of $7.00 per month per customer
Incoming Foreign Wire $0.00
Stop Payments $0.00
Insufficient Funds Charge $0.00
Uncollected Funds Returned Fee $0.00
Debit Card Replacement $0.00
Physical Check Bill Payment $0.00
Bank Check $0.00
Paper Statement Fee $0.00
Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC.