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Smarter Business Banking For The Modern Business

Grow your business without all the growing pains. Open a free Novo checking account and get the tools you need to help your business thrive.

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★4.8
Apple App Store Rating
★4.7
Google Play Store Rating

Grow your business, without all the growing pains

Automate your bookkeeping
Get tax-ready with AI-powered expense categorization and reporting.
Budget for your business goals
Automatically set aside money for taxes, profit big purchases and more.
Invoice smarter, get paid faster
Create and send customizable invoices directly from your Novo account.
Build your business
Earn rewards with the Novo Business Credit Card™.

See how Novo compares

Traditional banks

Monthly fees

$0

Up to $20/month

Minimum balance requirement

$0

Up to $5,000

Overdraft fees

$0

Up to $35

Mobile Check Deposits

Free ACH transfers

Free invoicing and budgeting tools

Integrations

Fraud monitoring

AI-powered bookkeeping

Exclusive partner discounts

FDIC insurance up to $250,000

via Middlesex Federal
Savings, F.A.

Connect tools, close tabs

Say goodbye to chasing your cash flow across different platforms. Connect the tools you love and spend more time on the work you enjoy.

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Your business is in good hands

FDIC insured

FDIC insured

Deposits are insured for up to $250,000 through our partner bank, Middlesex Federal Savings, Member FDIC.

Bank-level encryption

Bank-level encryption

Your data stays safe with industry-leading encryption.

Real-time fraud alerts

Real-time fraud alerts

Track purchases and freeze your card with just a few taps.

Don’t just take our word for it

“I like how accessible Novo is. I can do everything in one place. My account is connected to Square and it's really cool to see everything right there.”
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Aisha
Palmitas Nail Studio
“I love that you can connect all the tools I use for my business, and that there are so many ways to get paid.”
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Andra
Andra Who Designs
“When I switched to Novo, I saved $36 a month on fees. I put that money towards a Slack subscription - which has been a lifesaver!”
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Danika
Flourish Pelvic Health & Wellness
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Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC.

Smarter Business Banking For The Modern Business

Grow your business without all the growing pains. Open a free Novo checking account and get the tools you need to help your business thrive.

Some of the features our customers love:

Free Checking Account
Save and send
money safely
Learn more
->
Easy Invoicing
Invoice smarter,
get paid faster
Learn more
->
Intuitive Budgeting
Allocate your money
like a pro
Learn more
->
Real-Time Insights
Eyes on the prize, and your profit — in real time
Learn more
->
Hassle-Free Funding
Fast, flexible cash when you need it
Learn more
->
Tool Integration
Everything you need, all in one place
Learn more
->

Banking for you, you, and yes, you

Professional Services
Hospitality
Learn more  ->
Trades
Learn more  ->
Health Services
Learn more  ->

Hear directly from the businesses who bank with us

With over 250,000 customers, businesses across the country are using Novo to help manage and grow their bottom lines. See what they have to say about Novo’s tools and products.
Dominique Benson
Engaged Minds Academy
“Novo Funding gave me the cushion to cover expenses smoothly and invest in marketing and backend improvements without worrying about deposit timing.”
customer since 2022
David Degner
David Degner Photography
“The Novo Business Credit Card has been instrumental in helping me manage my monthly expenses effectively. Additionally, it provides a convenient buffer of a few extra weeks when clients extend their payment deadlines, allowing me to pay them off without any financial strain.”
customer since 2021
Daniela Pinaud
Idea Studio Co.
“I’m a designer, so it’s important that I can customize my invoices with my logo. I can do that in Novo."
customer since 2021
Get started

How Novo Compares

Traditional banks

Monthly fees

$0

Up to $20/month

Minimum balance requirement

$0

Up to $5,000

Overdraft fees

$0

Up to $35

Free invoicing and budgeting tools

Integrations

Fraud monitoring

ATM fees reimbursed

Up to $7/month

AI-powered bookkeeping

Exclusive partner discounts

International payments

FDIC insurance up to $250,000

via Middlesex Federal
Savings, F.A.

“Novo has truly changed how we work as a completely virtual team and made things a lot easier for us.”

Ilana Griffo, Goodtype

“Choosing Novo and hiring an accountant were honestly the best decisions I made for my business.”

Emma McGoldrick, ESM Creative Studio

“The ease of setting up an account without having to visit a branch to verify your identity has been seamless."

Vincent Battaglia, CFO of Host and Keep

"No fees are a big deal to me—I don’t want to feel like the bank is taking my money."

Issac Carter, Coaching Imperative

“I’m a designer, so it’s important that I can customize my invoices with my logo. I can do that in Novo."

Daniela Pinaud, Idea Studio Co.

“Novo has been a great tool that I wish I took advantage of in the beginning.”

Gabby Ianniello, Corporate Quitter

Join over 250,000 small businesses today

Open an account
Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC.