What's the difference between an ACH push and ACH pull?

Updated 26 de agosto de 2026

Both move money through the ACH network. The difference is who starts the transfer.

ACH Push: You send money out, through an electronic transfer, from your account You control when and where it goes Example: sending money to a payee or another bank account

ACH Pull: You initiate a transfer that lets you pull money from a linked external account directly to your Novo account Example: pulling money from another bank account to your Novo account