Does Novo check credit history when I apply for an account?

Updated September 13, 2026

No. We do not check your credit score when you apply for a Novo business checking account.

If you apply for Novo Funding, the Novo Business Credit Card™, or the Novo Business Loan™, we may perform a soft credit pull to evaluate your eligibility. Soft credit pulls do not affect your credit score and do not appear as hard inquiries on your credit report.