Does Novo charge international debit or ATM fees?

Updated June 18, 2026

No. We don't charge fees for debit card purchases or ATM withdrawals.

However, you may still see fees from: ATM operators Merchants/Businesses Currency exchange rates

We refund up to $7 in ATM fees per month. Refunds are issued after the transaction is processed.

If you plan to travel, make sure you activate your card in the US by completing at least one transaction before your trip.