When will my check deposit be available

Updated June 18, 2026

Mobile check deposits are placed on a standard 1–4 business day hold.

How timing works If you deposit a check before 3pm EST, it will be processed the same day (by 8:30pm EST). The hold starts the next business day. If you deposit after 3pm EST, it will appear in your account the next day. The hold starts the following business day.

Weekend timing Deposits made Friday after 3pm EST will appear Monday evening (by 8:30pm EST). The hold starts the next business day.

Longer holds Large check deposits may be held for 7–10 business days

If your deposit is held for longer than 5 business days, you’ll get a notice.