How do cashback rewards work?

You earn cash back automatically on eligible purchases—no opt-in needed. Up to 2% cashback when your available balance is $5,000 or more Up to 1% cashback when your balance is below $5,000

Your cashback rate is set at the time of purchase and shown in the transaction. The final amount is calculated after the transaction posts.

Cashback is not earned on: Interest Fees Refunds Payments

For full details on eligible purchases, refer to your cardholder agreement.