When will my money be available?

When your money is available depends on a few things: the sending bank, the payment method, and how long it takes to process.

It also depends on how the money moves—some transfers are faster than others.

Same Day:
Cash withdrawals
Card purchases (POS transactions)
Some Express ACH transfers
Domestic wire transfers

1 to 2 Business Days:
Incoming international wire transfers

1 to 4 Business Days
Mobile check deposits (after a standard hold)
Incoming ACH transfers

2 to 3 Business Days
Standard ACH transfers sent from Novo to another bank