What can I do to build good credit history to raise my credit score?
These habits can help improve your credit over time:
Pay your bills on time
Keep your balances low
Don’t max out your credit limit
Avoid opening too many new accounts at once
Updated June 18, 2026
These habits can help improve your credit over time:
Pay your bills on time
Keep your balances low
Don’t max out your credit limit
Avoid opening too many new accounts at once