What is a merchant cash advance (MCA)?

A merchant cash advance gives your business access to funds when you need them.

With Novo Funding, eligible businesses can draw funds as needed and repay what they use over time with fixed monthly payments. You won't owe anything unless you use the funds.

It's not a loan. Instead of interest, you'll pay a fixed fee based on factors like your business profile, revenue, industry, and more.

Note: We also offer Novo Business Loans™ to prequalified customers. What is a Novo Business Loan?