Novo is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC.

Skip to main content

Primary navigation, desktop

Get Help

Business Checking
Business Credit
Payments

Small Business Ideas
Tools
Learn

Language

EN
ES

Log inLog in Open accountOpen account

Getting Started
Partner with Novo
Referrals
How Referrals Work
Who is eligible for the Novo referral pr...

Who is eligible for the Novo referral program bonus

Updated September 13, 2026

You’re eligible if you meet the requirements in the Referral Program terms & conditions.

Search the site

What You Can Do

Get Paid
Invoicing
Accept Payments
Send and Pay
Pay Vendors and Employees
Spend
Track and Manage Expenses
Business Credit Card
Business Debit Card
Plan and Protect
Reserves and Allocation
Account Protections
Funding
Business Loans

Run Your Business

Get Started
Manage Your Banking
Connecting Your Tools
Grow Your Business
Keep Learning

Support

Learn
Help

Company

Contact Us
Careers
Press
Privacy Policy
Legal

Download on App Store4.8 Download on Google Play4.5

Copyright © 2026 Novo Platform Inc.

Novo Platform Inc. (“Novo”) is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A., Member FDIC. Deposits are insured for up to $250,000 through our partner bank, Middlesex Federal Savings, Member FDIC.

The Novo Debit Card is issued by Middlesex Federal Savings, F.A., and the Novo Business Credit Card™ is issued by Continental Bank, pursuant to licenses from Mastercard® International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Eligibility subject to final Novo determination.

The Novo Merchant Cash Advance is offered by Novo Funding LLC. Your eligibility for Novo products and services is subject to final Novo determination.

*Earn 2% cashback on eligible purchases with a Novo checking account balance of $5,000 or more, and 1% cashback with a balance of under $5,000.

The Novo Business Loan™ is issued by Continental Bank. All loan approvals are subject to credit criteria and underwriting; terms and conditions apply. APR, loan amount, and repayment terms are based on your creditworthiness and will be disclosed at the time of your loan offer. You may prepay your loan in full or make additional payments at any time without penalty.

Paid customer testimonials reflect individual experiences.

Some links on this site may redirect you to third-party websites with different privacy and security practices. Novo is not responsible for the content or policies of external sites. Paid customer testimonials reflect individual experiences.

Accessibility Statement