How do I increase my transaction limits?

Updated October 20, 2026

You can request higher limits for bank transfers, mailed checks, check deposits, and debit card spending. Only the primary account holder can request a debit card limit increase.

Limits for ACH pulls into your account and daily ATM withdrawals can’t be increased.

Debit card spending limits:

On the web: Go to Cards → Debit Card → Manage Spending Limits → Request a limit increase

In the app: Go to More → Cards → Debit Card → Change Spending Limits → Request a Limit Increase

Other limits (transfers, checks, deposits)

On the web: Open the profile menu (top-right) and choose Settings → Transfer Limits, then choose the limit you want to change and request an increase

In the app: Go to More → Settings → Transfer Limits