How can I fix an issue with a credit card charge?

Updated October 20, 2026

If there’s an issue with a credit card charge, your next step may depend on what happened. If you run into these issues, you can report them: You’re still being charged after canceling You didn’t receive what you paid for The item or service wasn’t as described You were charged twice You don’t recognize the charge You suspect fraud If you recognize the charge but there’s a problem, please contact the merchant first If you don’t recognize the charge: File a fraud dispute Before you report a problem: Check if you or someone on your account made the purchase Review subscriptions or recurring charges Search the merchant name (it may appear differently) If you need to report the issue, here's how: 1. Go to your recent transactions 2. Choose the charge you want to report 3. Click Report a Problem 4. Answer the prompts We’ll use your answers to determine whether it’s a fraud or merchant dispute. We work quickly to resolve issues, but this part can take up to 120 days.