When will my money be available?

When your money is available depends on a few things: the sending bank, the payment method, and how long it takes to process. It also depends on how the money moves—some transfers are faster than others. Same Day: Cash withdrawals Card purchases (POS transactions) Some Express ACH transfers Domestic wire transfers 1 to 2 Business Days: Incoming international wire transfers 1 to 4 Business Days Mobile check deposits (after a standard hold) Incoming ACH transfers 2 to 3 Business Days Standard ACH transfers sent from Novo to another bank